Coffee ShopSeller financing

Established Coffee Shop Netting $119K

Portland, OR Established 2015 4.8x SDE

Coffee Shop

Asking price

$575K

Annual revenue

$599K

Cash flow (SDE)

$119K

Profit margin

20%

Key insights

Operating since 2015 · 11 years of history

Team of 7 staff in place

Seller financing available for qualified buyers

Real estate included or available separately

Owner-operator role with transition support

Business overview

A profitable coffee shop operation serving the greater Portland market since 2015. The current owner works a normal full-time schedule and focuses on quoting, scheduling, and customer relationships.

Detailed information

Financials

Asking price$575K

Gross revenue$599K

Cash flow (SDE)$119K

EBITDA$87K

Profit margin20%

Valuation multiple4.8x SDE

Seller financingAvailable

Real estate

Real estateIncluded / available

Building size1,920 sq ft

Seller financing

Up to 25% carried at 6.5% over 3 years for qualified buyers.

Reason for selling

Owner is scaling back for health-and-lifestyle reasons and will assist with a full transition.

Support & training

Seller will provide 6 weeks of on-site training and transition support.

Competition

Competition exists from regional operators, but the company's reputation and tenure provide a durable advantage.

Location

Portland, OR

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Established Coffee Shop Netting $119K · $575K

From this listing:Asking $575,000Revenue $599,000Cash flow (SDE) $119,000

Offer price

$315K$920K

Asking price is $575K. Type an offer or drag to model one.

Down payment

· $57,500

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$60K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$-26,543

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

-36.9%

Negative

Debt coverage (DSCR)

0.69x

Tight

Loan payment

$7,129/mo

$85,543 / year

Cash to close

$71,875

$57,500 down + est. fees

Implied multiple

4.8x

vs 4.8x asking

Payback period

cash flow negative

How the earnings are splitof $59,000 earnings

$85,543

Debt serviceYour cash flow

0.69x debt coverage -37% cash-on-cash 4.8x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

Open the full Deal Analyzer

Area & market intelligence

Area demographics

Median household income

$85K

Median age

38 yrs

Population

652,000

Population trend

+2%

since 2021

Portland, OR · Source: AI estimate (Claude) · general knowledge.

How this compares (Coffee Shop · Portland, OR)

AI estimate

AI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.

Gross revenueThis listing: $599K · near the median

Low $350KMedian $575K