Deal Analyzer
Enter any deal's asking price, revenue, and cash flow, then model it under realistic SBA financing: debt-service coverage, cash-on-cash return, owner cash flow, and payback. Adjust the assumptions and everything updates live. Nothing here is saved or shared.
Deal Analyzer
Model any business deal under realistic SBA financing
Asking price is $500K. Type an offer or drag to model one.
SBA 7(a) acquisition loans typically require ~10% down.
SBA business-acquisition loans are usually 10 years.
A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.
Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.
Frequently asked questions
Is the Deal Analyzer free?
Yes. It is free, needs no account, and has no usage limit.
Is anything I enter saved?
No. The numbers live only in your browser while the page is open. Nothing is saved, shared, or sent to us.
What does it actually model?
SBA style acquisition financing: the monthly loan payment at your rate and term, debt service coverage, cash-on-cash return, owner cash flow after debt, and payback period. Adjust any assumption and everything recalculates.
Can I rely on it to make an offer?
Use it to screen deals and shape your negotiation, not as a final answer. It is a planning estimate built from the numbers you enter; confirm the real financing with an SBA lender (our SBA 7(a) guide explains how) and the business's numbers in due diligence.