RetailA profitable liquor store operation serving the greater St. Louis market since 2011. Detailed financials, tax returns, and supporting schedules are available to qualified buyers after an NDA. Strong online reviews and word-of-mouth referrals drive a steady flow of new customers with minimal advertising spend. The trade area is experiencing steady population and commercial growth, supporting long-term demand. The team is cross-trained across functions, so operations do not depend on any single employee. The company has expanded its service area gradually over time and now serves customers throughout the surrounding counties. The company offers a full range of liquor store services, giving customers a single point of contact and driving healthy average tickets. The current owner works a normal full-time schedule and focuses on quoting, scheduling, and customer relationships. Standard operating procedures are documented, making training and quality control straightforward. The brand is well recognized locally, supported by years of consistent signage, vehicle wraps, and community involvement. Barriers to entry at this scale are meaningful, and the company's tenure gives it a durable advantage over newer entrants. Systems, vendor relationships, and an experienced team are all in place for a smooth handover. A balanced mix of one-time projects and repeat engagements smooths revenue through the year and reduces seasonality risk. Many customer relationships span a decade or more, and several commercial accounts are on multi-year arrangements. The business has grown organically with virtually no paid advertising for most of its history, a testament to the strength of its reputation. The business generates dependable cash flow with margins at or above industry benchmarks. Owner involvement is primarily managerial; no specialized license is required for ownership, though one is preferred. A tenured team of 4 handles day-to-day operations; several key employees have been with the company for many years. A qualified buyer can step into stable cash flow from day one.
Up to 30% carried at 6% over 5 years for qualified buyers.
Owner is scaling back for health-and-lifestyle reasons and will assist with a full transition.
Modeling Well-Established Liquor Store with Seller Financing Available · $395K
Asking price is $395K. Type an offer or drag to model one.
SBA 7(a) acquisition loans typically require ~10% down.
SBA business-acquisition loans are usually 10 years.
A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.
Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.
Open the full Deal AnalyzerSt. Louis, MO · Source: AI estimate (Claude) · general knowledge.
AI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.
Rough AI estimate for a small independent retail store of this size in the St. Louis metro, based on general market knowledge and not verified data; retail SDE margins vary widely by subsector (10 percent to 15 percent is typical), so treat these as directional ranges only.
The documents below open to qualified buyers in the secure data room after a signed NDA.