ConstructionSeller financing

Well-Established Construction Company in Indianapolis

Indianapolis, IN Established 2013 3.3x SDE

Construction

Asking price

$4.11M

Annual revenue

$7.09M

Cash flow (SDE)

$1.24M

Profit margin

17%

Key insights

Operating since 2013 · 13 years of history

Team of 21 employees in place

Seller financing available for qualified buyers

Owner-operator role with transition support

Business overview

Established in 2013, this construction business has built a loyal customer base in the Indianapolis area. A professionally built website generates steady inbound inquiries with no ongoing ad spend. Standard operating procedures are documented, making training and quality control straightforward. Opportunities of this quality and tenure rarely come to market in this category.

Detailed information

Financials

Asking price$4.11M

Gross revenue$7.09M

Cash flow (SDE)$1.24M

Profit margin17%

Valuation multiple3.3x SDE

FF&E included$866K

Seller financingAvailable

Real estate

Real estateLeased

Building size5,680 sq ft

Seller financing

Open to financing 50% of the price over 7 years at 6.5% with an acceptable down payment.

Reason for selling

Owner is scaling back for health-and-lifestyle reasons and will assist with a full transition.

Support & training

Seller will provide 2 weeks of on-site training and transition support.

Facilities

The business occupies a 5,680 sq ft shop and yard; the space is well-maintained and fully equipped.

Growth & expansion

Untapped opportunities include e-commerce, service agreements, and referral partnerships.

Location

Indianapolis, IN

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Well-Established Construction Company in Indianapolis · $4.11M

From this listing:Asking $4,114,000Revenue $7,092,000Cash flow (SDE) $1,238,000

Offer price

$2.26M$6.59M

Asking price is $4.11M. Type an offer or drag to model one.

Down payment

· $411,400

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$620K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$505,960

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

98.4%

Strong

Debt coverage (DSCR)

1.83x

Healthy

Loan payment

$51,003/mo

$612,040 / year

Cash to close

$514,250

$411,400 down + est. fees

Implied multiple

3.3x

vs 3.3x asking

Payback period

1.0 yrs

to recoup your cash

How the earnings are splitof $1,118,000 earnings

$612,040$505,960

Debt serviceYour cash flow

1.83x debt coverage 98% cash-on-cash 3.3x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

Open the full Deal Analyzer

Area & market intelligence

Area demographics

Median household income

$58K

Median age

34 yrs

Population

887,000

Population trend

+3%

since 2021

Indianapolis, IN · Source: AI estimate (Claude) · general knowledge.

How this compares (Construction · Indianapolis, IN)

AI estimate

AI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.

Gross revenueThis listing: $7.09M · near the median

Low $4.5M