Construction Company Netting $560K in Charlotte

Charlotte, NC Established 1993 2.4x SDE

Construction

Asking price

$1.35M

Annual revenue

$4.16M

Cash flow (SDE)

$560K

Profit margin

13%

Key insights

Operating since 1993 · 33 years of history

Team of 14 staff in place

Owner-operator role with transition support

Business overview

This well-run construction company has served Charlotte and surrounding communities since 1993. Demand is driven by non-discretionary need, making the business resilient in a range of economic conditions. The owner's role can be learned by a motivated buyer during the training period; industry experience is helpful but not essential. An excellent opportunity for a first-time buyer or an existing operator seeking a proven platform.

Detailed information

Financials

Asking price$1.35M

Gross revenue$4.16M

Cash flow (SDE)$560K

Profit margin13%

Valuation multiple2.4x SDE

FF&E included$301K

Seller financingCash / SBA

Real estate

Real estateLeased

Building size3,870 sq ft

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2021

2022

2023

2024

2025

Reason for selling

Seller is pursuing another business venture and wants a clean transition.

Support & training

Comprehensive 4-week transition included; seller open to a longer consulting arrangement.

Growth & expansion

Growth opportunities include expanded digital marketing, added service lines, and extended hours.

Location

Charlotte, NC

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Construction Company Netting $560K in Charlotte · $1.35M

From this listing:Asking $1,349,000Revenue $4,158,000Cash flow (SDE) $560,000

Offer price

$740K$2.16M

Asking price is $1.35M. Type an offer or drag to model one.

Down payment

· $134,900

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$280K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$259,309

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

153.8%

Strong

Debt coverage (DSCR)

2.29x

Healthy

Loan payment

$16,724/mo

$200,691 / year

Cash to close

$168,625

$134,900 down + est. fees

Implied multiple

2.4x

vs 2.4x asking

Payback period

0.7 yrs

to recoup your cash

How the earnings are splitof $460,000 earnings

$200,691$259,309

Debt serviceYour cash flow

2.29x debt coverage 154% cash-on-cash 2.4x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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