RetailRecurring revenue
Turnkey Jewelry Store in Knoxville
Knoxville, TN Established 2021 3.2x SDE
RetailAsking price
$914K
Annual revenue
$1.63M
Cash flow (SDE)
$283K
Profit margin
17%
Key insights
Strong recurring revenue base from contracts or memberships
Operating since 2021 · 5 years of history
Team of 8 staff in place
Owner-operator role with transition support
Business overview
Rare opportunity to acquire a jewelry store business with 5 years of operating history in a growing market. Performance has been consistent year over year, with the most recent period among the strongest in the company's history. Service offerings have been refined over the years to focus on the most profitable lines of work. A qualified buyer can step into stable cash flow from day one.
Detailed information
Financials
Asking price$914K
Gross revenue$1.63M
Cash flow (SDE)$283K
Profit margin17%
Valuation multiple3.2x SDE
Inventory included$150K
Seller financingCash / SBA
Real estate
Real estateLeased
Building size1,120 sq ft
Financial performance
Revenue Cash flow (SDE)Seller-provided · unaudited
2021
2022
2023
2024
2025
Reason for selling
Owner is retiring after 5 years in the business.
Support & training
Seller will provide 8 weeks of on-site training and transition support.
Growth & expansion
Untapped opportunities include e-commerce, service agreements, and referral partnerships.
Location
Knoxville, TN
Approximate areaOpen in OpenStreetMap →
Analyze this deal
Will the numbers work for you?
Deal Analyzer
Modeling Turnkey Jewelry Store in Knoxville · $914K
From this listing:Asking $914,000Revenue $1,625,000Cash flow (SDE) $283,000
$
$500K$1.47M
Asking price is $914K. Type an offer or drag to model one.
%
· $91,4005%50%
SBA 7(a) acquisition loans typically require ~10% down.
%
6%16%
yr
5 yr25 yr
SBA business-acquisition loans are usually 10 years.
$
$0$140K
A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.
Your annual cash flow after debt service
$87,024
Seller's discretionary earnings, minus annual loan payments and any manager salary
Cash-on-cash
76.2%
Strong
Debt coverage (DSCR)
1.64x
Healthy
Loan payment
$11,331/mo
$135,976 / year
Cash to close
$114,250
$91,400 down + est. fees
Implied multiple
3.2x
vs 3.2x asking
Payback period
1.3 yrs
to recoup your cash
How the earnings are splitof $223,000 earnings
$135,976$87,024
Debt serviceYour cash flow
1.64x debt coverage 76% cash-on-cash 3.2x SDE · at asking
Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.
Open the full Deal AnalyzerArea & market intelligence
Area demographics
Median household income
$52K
Median age
34 yrs
Population
198,000
Population trend
+5%
since 2021
Knoxville, TN · Source: AI estimate (Claude) · general knowledge.
How this compares (Retail · Knoxville, TN)
AI estimateAI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.
Gross revenueThis listing: $1.63M · near the median
Low $1MMedian $1.6M
Financial documents & data room
Data room, behind an NDA
The documents below open to qualified buyers in the secure data room after a signed NDA.
Profit & loss statements (3 yr)
Federal tax returns
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Asking price
$914K
