RetailSeller financing
Successful Jewelry Store in Reno
Reno, NV Established 1992 2.3x SDE
RetailAsking price
$689K
Annual revenue
$2.14M
Cash flow (SDE)
$300K
Profit margin
14%
Key insights
Operating since 1992 · 34 years of history
Team of 10 staff in place
Seller financing available for qualified buyers
Owner-operator role with transition support
Business overview
Founded in 1992, the business is a recognized name in the local jewelry store market. All equipment is well-maintained and included in the sale, with no significant capital expenditures anticipated in the near term.
Detailed information
Financials
Asking price$689K
Gross revenue$2.14M
Cash flow (SDE)$300K
Profit margin14%
Valuation multiple2.3x SDE
FF&E included$214K
Inventory included$67K
Seller financingAvailable
Real estate
Real estateLeased
Financial performance
Revenue Cash flow (SDE)Seller-provided · unaudited
2023
2024
2025
Revenue 2025$2.14M+9% YoY
SDE 2025$300K+13% YoY
Seller financing
Seller will carry 30% at 6.5% interest, 7-year note, for a well-qualified buyer.
Reason for selling
Seller is pursuing another business venture and wants a clean transition.
Growth & expansion
Growth opportunities include expanded digital marketing, added service lines, and extended hours.
Location
Reno, NV
Approximate areaOpen in OpenStreetMap →
Analyze this deal
Will the numbers work for you?
Deal Analyzer
Modeling Successful Jewelry Store in Reno · $689K
From this listing:Asking $689,000Revenue $2,142,000Cash flow (SDE) $300,000
$
$375K$1.1M
Asking price is $689K. Type an offer or drag to model one.
%
· $68,9005%50%
SBA 7(a) acquisition loans typically require ~10% down.
%
6%16%
yr
5 yr25 yr
SBA business-acquisition loans are usually 10 years.
$
$0$150K
A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.
Your annual cash flow after debt service
$137,497
Seller's discretionary earnings, minus annual loan payments and any manager salary
Cash-on-cash
159.6%
Strong
Debt coverage (DSCR)
2.34x
Healthy
Loan payment
$8,542/mo
$102,503 / year
Cash to close
$86,125
$68,900 down + est. fees
Implied multiple
2.3x
vs 2.3x asking
Payback period
0.6 yrs
to recoup your cash
How the earnings are splitof $240,000 earnings
$102,503$137,497
Debt serviceYour cash flow
2.34x debt coverage 160% cash-on-cash 2.3x SDE · at asking
Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.
Open the full Deal AnalyzerArea & market intelligence
Area demographics
Median household income
$71K
Median age
37 yrs
Population
275,000
Population trend
+7%
since 2021
Reno, NV · Source: AI estimate (Claude) · general knowledge.
How this compares (Retail · Reno, NV)
AI estimateAI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.
Gross revenueThis listing: $2.14M · near the median
Low $1.2MMedian $2.1M
Financial documents & data room
Data room, behind an NDA
The documents below open to qualified buyers in the secure data room after a signed NDA.
Profit & loss statements (3 yr)
Federal tax returns
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Asking price
$689K
