Established Restaurant Operating Since 1998

Charleston, WV Established 1998 3.5x SDE

Food & Beverage

Asking price

$1.34M

Annual revenue

$2.81M

Cash flow (SDE)

$383K

Profit margin

14%

Key insights

Operating since 1998 · 28 years of history

Team of 52 employees in place

Owner-operator role with transition support

Business overview

Rare opportunity to acquire a restaurant business with 28 years of operating history in a growing market. The customer database numbers in the thousands and represents a valuable, largely untapped marketing asset.

Detailed information

Financials

Asking price$1.34M

Gross revenue$2.81M

Cash flow (SDE)$383K

Profit margin14%

Valuation multiple3.5x SDE

Seller financingCash / SBA

Real estate

Real estateLeased

Building size2,920 sq ft

Rent$4K/mo

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2024

2025

Revenue 2025$2.81M+15% YoY

SDE 2025$383K+33% YoY

Reason for selling

Owner is retiring after 28 years in the business.

Support & training

Seller offers 3 weeks of hands-on training, with phone support for 6 months after closing.

Competition

The local market is fragmented; this business is among the most established names in its trade area.

Growth & expansion

Expansion potential through a second location, added staff, and deeper penetration of nearby markets.

Location

Charleston, WV

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Established Restaurant Operating Since 1998 · $1.34M

From this listing:Asking $1,337,000Revenue $2,813,000Cash flow (SDE) $383,000

Offer price

$730K$2.14M

Asking price is $1.34M. Type an offer or drag to model one.

Down payment

· $133,700

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$190K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$114,094

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

68.3%

Strong

Debt coverage (DSCR)

1.57x

Healthy

Loan payment

$16,575/mo

$198,906 / year

Cash to close

$167,125

$133,700 down + est. fees

Implied multiple

3.5x

vs 3.5x asking

Payback period

1.5 yrs

to recoup your cash

How the earnings are splitof $313,000 earnings

$198,906$114,094

Debt serviceYour cash flow

1.57x debt coverage 68% cash-on-cash 3.5x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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