RetailSeller financing

Profitable Liquor Store Grossing $3.1M Annually

Denver, CO Established 2004 3.5x SDE

Retail

Asking price

$1.26M

Annual revenue

$3.11M

Cash flow (SDE)

$363K

Profit margin

12%

Key insights

Operating since 2004 · 22 years of history

Team of 9 staff in place

Seller financing available for qualified buyers

Owner-operator role with transition support

Business overview

This liquor store business has operated continuously since 2004 and enjoys strong repeat business. The company runs on documented processes with a trained staff of 9 in place, allowing the owner to focus on high-level management.

Detailed information

Financials

Asking price$1.26M

Gross revenue$3.11M

Cash flow (SDE)$363K

EBITDA$262K

Profit margin12%

Valuation multiple3.5x SDE

Inventory included$238K

Seller financingAvailable

Real estate

Real estateLeased

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2024

2025

Revenue 2025$3.11M+16% YoY

SDE 2025$363K+8% YoY

Seller financing

Up to 20% carried at 6.5% over 5 years for qualified buyers.

Reason for selling

Owner is scaling back for health-and-lifestyle reasons and will assist with a full transition.

Support & training

Comprehensive 6-week transition included; seller open to a longer consulting arrangement.

Facilities

Operates from a 4,340 sq ft commercial space in a high-visibility location with ample parking.

Competition

The local market is fragmented; this business is among the most established names in its trade area.

Growth & expansion

Expansion potential through a second location, added staff, and deeper penetration of nearby markets.

Location

Denver, CO

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Profitable Liquor Store Grossing $3.1M Annually · $1.26M

From this listing:Asking $1,258,000Revenue $3,114,000Cash flow (SDE) $363,000

Offer price

$690K$2.02M

Asking price is $1.26M. Type an offer or drag to model one.

Down payment

· $125,800

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$180K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$110,847

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

70.5%

Strong

Debt coverage (DSCR)

1.59x

Healthy

Loan payment

$15,596/mo

$187,153 / year

Cash to close

$157,250

$125,800 down + est. fees

Implied multiple

3.5x

vs 3.5x asking

Payback period

1.4 yrs

to recoup your cash

How the earnings are splitof $298,000 earnings

$187,153$110,847

Debt serviceYour cash flow

1.59x debt coverage 70% cash-on-cash 3.5x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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