Profitable Pizzeria Netting $107K

Tampa, FL Established 1989 3.1x SDE

Food & Beverage

Asking price

$328K

Annual revenue

$625K

Cash flow (SDE)

$107K

Profit margin

17%

Key insights

Operating since 1989 · 37 years of history

Team of 8 staff in place

Owner-operator role with transition support

Business overview

Founded in 1989, the business is a recognized name in the local pizzeria market. Financial records are well organized and will support lender due diligence, including SBA financing. A tenured team of 8 handles day-to-day operations; several key employees have been with the company for many years. Day-to-day operations are handled by the team, with the owner focused on oversight and growth. Serious inquiries only; a signed NDA and proof of funds are required for detailed financials.

Detailed information

Financials

Asking price$328K

Gross revenue$625K

Cash flow (SDE)$107K

Profit margin17%

Valuation multiple3.1x SDE

Seller financingCash / SBA

Real estate

Real estateLeased

Building size2,900 sq ft

Rent$4K/mo

Reason for selling

Owner is consolidating investments and exiting day-to-day operations.

Support & training

Comprehensive 4-week transition included; seller open to a longer consulting arrangement.

Facilities

The business occupies a 2,900 sq ft commercial space; the space is well-maintained and fully equipped.

Growth & expansion

Expansion potential through a second location, added staff, and deeper penetration of nearby markets.

Location

Tampa, FL

Approximate areaOpen in OpenStreetMap →

Analyze this deal

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Deal Analyzer

Modeling Profitable Pizzeria Netting $107K · $328K

From this listing:Asking $328,000Revenue $625,000Cash flow (SDE) $107,000

Offer price

$180K$525K

Asking price is $328K. Type an offer or drag to model one.

Down payment

· $32,800

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$55K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$-1,797

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

-4.4%

Negative

Debt coverage (DSCR)

0.96x

Tight

Loan payment

$4,066/mo

$48,797 / year

Cash to close

$41,000

$32,800 down + est. fees

Implied multiple

3.1x

vs 3.1x asking

Payback period

cash flow negative

How the earnings are splitof $47,000 earnings

$48,797

Debt serviceYour cash flow

0.96x debt coverage -4% cash-on-cash 3.1x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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