Beauty & Personal CareRecurring revenue

Profitable Nail Salon in Fargo

5425 Highland Ave · Fargo, ND · 58103 Established 1979 2.2x SDE

Beauty & Personal Care

Asking price

$174K

Annual revenue

$463K

Cash flow (SDE)

$80K

Profit margin

17%

Key insights

Strong recurring revenue base from contracts or memberships

Operating since 1979 · 47 years of history

Team of 6 staff in place

Owner-operator role with transition support

Business overview

Established in 1979, this nail salon business has built a loyal customer base in the Fargo area. A professionally built website generates steady inbound inquiries with no ongoing ad spend.

Detailed information

Financials

Asking price$174K

Gross revenue$463K

Cash flow (SDE)$80K

EBITDA$67K

Profit margin17%

Valuation multiple2.2x SDE

FF&E included$53K

Seller financingCash / SBA

Real estate

Real estateLeased

Reason for selling

Partners are divesting to focus on other holdings.

Support & training

8 weeks of training included in the sale price; extended support negotiable.

Facilities

Housed in a 860 sq ft commercial space with room to expand operations.

Competition

Few direct competitors offer the same breadth of services in the immediate market.

Location

5425 Highland Ave · Fargo, ND · 58103

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Profitable Nail Salon in Fargo · $174K

From this listing:Asking $174,000Revenue $463,000Cash flow (SDE) $80,000

Offer price

$95K$280K

Asking price is $174K. Type an offer or drag to model one.

Down payment

· $17,400

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$40K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$-5,886

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

-27.1%

Negative

Debt coverage (DSCR)

0.77x

Tight

Loan payment

$2,157/mo

$25,886 / year

Cash to close

$21,750

$17,400 down + est. fees

Implied multiple

2.2x

vs 2.2x asking

Payback period

cash flow negative

How the earnings are splitof $20,000 earnings

$25,886

Debt serviceYour cash flow

0.77x debt coverage -27% cash-on-cash 2.2x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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