B2B ServicesRare opportunity to acquire a insurance agency business with 47 years of operating history in a growing market. Bookkeeping is clean and professionally maintained, with financials ready for buyer review. The owner has stepped back from daily operations in recent years, and the business now runs semi-absentee. The team is cross-trained across functions, so operations do not depend on any single employee. The company offers a full range of insurance agency services, giving customers a single point of contact and driving healthy average tickets. Barriers to entry at this scale are meaningful, and the company's tenure gives it a durable advantage over newer entrants. Vendor and supplier relationships are long-standing, with favorable terms that a new owner will step into. A meaningful share of revenue comes from repeat and referral business built over many years of consistent service. Over the past several years ownership has invested in equipment, systems, and staff development, positioning the company for its next phase of growth. A professionally built website generates steady inbound inquiries with no ongoing ad spend. Day-to-day operations are handled by the team, with the owner focused on oversight and growth. Customer retention is high, and the phone continues to ring on the strength of the company's name alone. The local market is fragmented, positioning this business well for a buyer pursuing a consolidation strategy. Service offerings have been refined over the years to focus on the most profitable lines of work. The brand is well recognized locally, supported by years of consistent signage, vehicle wraps, and community involvement. The operation is efficient and lean, with overhead kept deliberately low relative to revenue. What began as a small operation in 1979 has grown steadily through referrals, repeat customers, and a reputation for doing the job right. The business generates dependable cash flow with margins at or above industry benchmarks. The company runs on documented processes with a trained staff of 8 in place, allowing the owner to focus on high-level management. Serious inquiries only; a signed NDA and proof of funds are required for detailed financials.
Owner is relocating out of state for family reasons.
Comprehensive 6-week transition included; seller open to a longer consulting arrangement.
Untapped opportunities include e-commerce, service agreements, and referral partnerships.
Modeling Long-Standing Independent Insurance Agency Netting $607K · $1.89M
Asking price is $1.89M. Type an offer or drag to model one.
SBA 7(a) acquisition loans typically require ~10% down.
SBA business-acquisition loans are usually 10 years.
A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.
Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.
Open the full Deal AnalyzerCharleston, SC · Source: AI estimate (Claude) · general knowledge.
AI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.
The documents below open to qualified buyers in the secure data room after a signed NDA.
Rough AI estimate for lower middle market B2B service firms in the Charleston area; wide ranges reflect the broad mix of service types and margins in this category, not verified market data.
Figures are provided by the seller. The platform does not verify or value the business. The implied multiple is simply asking price ÷ cash flow (SDE). Not financial advice; verify independently before any offer.