B2B ServicesEstablished in 2019, this insurance agency business has built a loyal customer base in the Springfield area. Customer retention is high, and the phone continues to ring on the strength of the company's name alone. The owner's role can be learned by a motivated buyer during the training period; industry experience is helpful but not essential. Over the past several years ownership has invested in equipment, systems, and staff development, positioning the company for its next phase of growth. Employees are experienced, licensed where required, and accustomed to operating with limited owner oversight. Revenue is diversified across residential and commercial accounts, with no single customer representing a significant concentration. All equipment is well-maintained and included in the sale, with no significant capital expenditures anticipated in the near term. The trade area is experiencing steady population and commercial growth, supporting long-term demand. Detailed financials, tax returns, and supporting schedules are available to qualified buyers after an NDA. The fundamentals are in place for a new owner to grow well beyond current levels.
Open to financing 10% of the price over 3 years at 8% with an acceptable down payment.
Owner is consolidating investments and exiting day-to-day operations.
Comprehensive 8-week transition included; seller open to a longer consulting arrangement.
Modeling Profitable Independent Insurance Agency Serving Springfield Since 2019 · $974K
Asking price is $974K. Type an offer or drag to model one.
SBA 7(a) acquisition loans typically require ~10% down.
SBA business-acquisition loans are usually 10 years.
A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.
Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.
Open the full Deal AnalyzerThe documents below open to qualified buyers in the secure data room after a signed NDA.