Established Independent Insurance Agency with Recurring Revenue

This well-run insurance agency company has served Detroit and surrounding communities since 2006. A tenured team of 8 handles day-to-day operations; several key employees have been with the company for many years. Barriers to entry at this scale are meaningful, and the company's tenure gives it a durable advantage over newer entrants. Revenue is diversified across residential and commercial accounts, with no single customer representing a significant concentration. A professionally built website generates steady inbound inquiries with no ongoing ad spend. The owner's role can be learned by a motivated buyer during the training period; industry experience is helpful but not essential. Vendor and supplier relationships are long-standing, with favorable terms that a new owner will step into. Customer retention is high, and the phone continues to ring on the strength of the company's name alone. The business has grown organically with virtually no paid advertising for most of its history, a testament to the strength of its reputation. Bookkeeping is clean and professionally maintained, with financials ready for buyer review. The team is cross-trained across functions, so operations do not depend on any single employee. The company ranks well in local search results and maintains an active presence on the major review platforms. The company has expanded its service area gradually over time and now serves customers throughout the surrounding counties. The company offers a full range of insurance agency services, giving customers a single point of contact and driving healthy average tickets. The owner has stepped back from daily operations in recent years, and the business now runs semi-absentee. Ideal for a hands-on owner, or as an add-on acquisition for a regional player.