RetailA profitable jewelry store operation serving the greater Boston market since 2016. Financial records are well organized and will support lender due diligence, including SBA financing. The company ranks well in local search results and maintains an active presence on the major review platforms. Vendor and supplier relationships are long-standing, with favorable terms that a new owner will step into. The Boston market continues to grow, and demand for jewelry store services has remained resilient through economic cycles. A balanced mix of one-time projects and repeat engagements smooths revenue through the year and reduces seasonality risk. Employees are experienced, licensed where required, and accustomed to operating with limited owner oversight. The customer database numbers in the thousands and represents a valuable, largely untapped marketing asset. The owner has stepped back from daily operations in recent years, and the business now runs semi-absentee. The company has expanded its service area gradually over time and now serves customers throughout the surrounding counties. The fundamentals are in place for a new owner to grow well beyond current levels.
Seller will carry 30% at 7% interest, 7-year note, for a well-qualified buyer.
Owner is relocating out of state for family reasons.
Seller offers 4 weeks of hands-on training, with phone support for 6 months after closing.
Housed in a 1,320 sq ft commercial space with room to expand operations.
Growth opportunities include expanded digital marketing, added service lines, and extended hours.
Modeling Absentee-Owned Jewelry Store with Recurring Revenue · $872K
Asking price is $872K. Type an offer or drag to model one.
SBA 7(a) acquisition loans typically require ~10% down.
SBA business-acquisition loans are usually 10 years.
A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.
Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.
Open the full Deal AnalyzerThe documents below open to qualified buyers in the secure data room after a signed NDA.