RetailRecurring revenue

Profitable Convenience Store Operating Since 1980

Stamford, CT Established 1980 2.4x SDE

Retail

Asking price

$177K

Annual revenue

$1.08M

Cash flow (SDE)

$74K

Profit margin

Key insights

Strong recurring revenue base from contracts or memberships

Operating since 1980 · 46 years of history

Team of 4 staff in place

Owner-operator role with transition support

Business overview

This convenience store business has operated continuously since 1980 and enjoys strong repeat business. A meaningful share of revenue comes from repeat and referral business built over many years of consistent service.

Detailed information

Financials

Asking price$177K

Gross revenue$1.08M

Cash flow (SDE)$74K

EBITDA$63K

Profit margin7%

Valuation multiple2.4x SDE

Inventory included$92K

Seller financingCash / SBA

Real estate

Real estateLeased

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2021

2022

2023

2024

2025

Reason for selling

Owner is retiring after 46 years in the business.

Facilities

The business occupies a 3,200 sq ft commercial space; the space is well-maintained and fully equipped.

Growth & expansion

Growth opportunities include expanded digital marketing, added service lines, and extended hours.

Location

Stamford, CT

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Profitable Convenience Store Operating Since 1980 · $177K

From this listing:Asking $177,000Revenue $1,085,000Cash flow (SDE) $74,000

Offer price

$95K$285K

Asking price is $177K. Type an offer or drag to model one.

Down payment

· $17,700

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$40K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$-12,332

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

-55.7%

Negative

Debt coverage (DSCR)

0.53x

Tight

Loan payment

$2,194/mo

$26,332 / year

Cash to close

$22,125

$17,700 down + est. fees

Implied multiple

2.4x

vs 2.4x asking

Payback period

cash flow negative

How the earnings are splitof $14,000 earnings

$26,332

Debt serviceYour cash flow

0.53x debt coverage -56% cash-on-cash 2.4x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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