Food & BeverageSeller financing

Sports Bar & Grill Netting $343K in Chicago

Chicago, IL Established 2007 2.5x SDE

Food & Beverage

Asking price

$855K

Annual revenue

$2.54M

Cash flow (SDE)

$343K

Profit margin

14%

Key insights

Operating since 2007 · 19 years of history

Team of 36 employees in place

Seller financing available for qualified buyers

Owner-operator role with transition support

Business overview

Founded in 2007, the business is a recognized name in the local bar & grill market. The company has expanded its service area gradually over time and now serves customers throughout the surrounding counties.

Detailed information

Financials

Asking price$855K

Gross revenue$2.54M

Cash flow (SDE)$343K

Profit margin14%

Valuation multiple2.5x SDE

FF&E included$210K

Seller financingAvailable

Real estate

Real estateLeased

Building size3,690 sq ft

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2024

2025

Revenue 2025$2.54M+7% YoY

SDE 2025$343K+21% YoY

Seller financing

Seller will carry 15% at 6.5% interest, 5-year note, for a well-qualified buyer.

Reason for selling

Owner is scaling back for health-and-lifestyle reasons and will assist with a full transition.

Facilities

Housed in a 3,690 sq ft restaurant and bar space with room to expand operations.

Growth & expansion

Untapped opportunities include e-commerce, service agreements, and referral partnerships.

Location

Chicago, IL

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Sports Bar & Grill Netting $343K in Chicago · $855K

From this listing:Asking $855,000Revenue $2,537,000Cash flow (SDE) $343,000

Offer price

$470K$1.37M

Asking price is $855K. Type an offer or drag to model one.

Down payment

· $85,500

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$170K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$155,802

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

145.8%

Strong

Debt coverage (DSCR)

2.22x

Healthy

Loan payment

$10,600/mo

$127,198 / year

Cash to close

$106,875

$85,500 down + est. fees

Implied multiple

2.5x

vs 2.5x asking

Payback period

0.7 yrs

to recoup your cash

How the earnings are splitof $283,000 earnings

$127,198$155,802

Debt serviceYour cash flow

2.22x debt coverage 146% cash-on-cash 2.5x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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