EducationSeller financing
Tutoring Center with Real Estate Included in Lexington
Lexington, KY Established 2009 5.3x SDE
EducationAsking price
$527K
Annual revenue
$526K
Cash flow (SDE)
$99K
Profit margin
19%
Key insights
Operating since 2009 · 17 years of history
Team of 6 staff in place
Seller financing available for qualified buyers
Real estate included or available separately
Owner-operator role with transition support
Business overview
Established in 2009, this tutoring center business has built a loyal customer base in the Lexington area. Under the same ownership since 2009, the company has weathered multiple economic cycles while maintaining profitability.
Detailed information
Financials
Asking price$527K
Gross revenue$526K
Cash flow (SDE)$99K
EBITDA$77K
Profit margin19%
Valuation multiple5.3x SDE
Seller financingAvailable
Real estate
Real estateIncluded / available
Building size1,870 sq ft
Financial performance
Revenue Cash flow (SDE)Seller-provided · unaudited
2021
2022
2023
2024
2025
Seller financing
Open to financing 10% of the price over 3 years at 8% with an acceptable down payment.
Reason for selling
After 17 years, the owner is ready to pass the business to its next operator.
Support & training
Comprehensive 3-week transition included; seller open to a longer consulting arrangement.
Location
Lexington, KY
Approximate areaOpen in OpenStreetMap →
Analyze this deal
Will the numbers work for you?
Deal Analyzer
Modeling Tutoring Center with Real Estate Included in Lexington · $527K
From this listing:Asking $527,000Revenue $526,000Cash flow (SDE) $99,000
$
$285K$845K
Asking price is $527K. Type an offer or drag to model one.
%
· $52,7005%50%
SBA 7(a) acquisition loans typically require ~10% down.
%
6%16%
yr
5 yr25 yr
SBA business-acquisition loans are usually 10 years.
$
$0$50K
A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.
Your annual cash flow after debt service
$-39,402
Seller's discretionary earnings, minus annual loan payments and any manager salary
Cash-on-cash
-59.8%
Negative
Debt coverage (DSCR)
0.50x
Tight
Loan payment
$6,533/mo
$78,402 / year
Cash to close
$65,875
$52,700 down + est. fees
Implied multiple
5.3x
vs 5.3x asking
Payback period
-
cash flow negative
How the earnings are splitof $39,000 earnings
$78,402
Debt serviceYour cash flow
0.50x debt coverage -60% cash-on-cash 5.3x SDE · at asking
Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.
Open the full Deal AnalyzerArea & market intelligence
Area demographics
Median household income
$62K
Median age
35 yrs
Population
323,000
Population trend
+4%
since 2021
Lexington, KY · Source: AI estimate (Claude) · general knowledge.
How this compares (Education (tutoring/learning center) · Lexington, KY)
AI estimateAI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.
Gross revenueThis listing: $526K · near the median
Financial documents & data room
Data room, behind an NDA
The documents below open to qualified buyers in the secure data room after a signed NDA.
Profit & loss statements (3 yr)
Federal tax returns
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Asking price
$527K
