Pharmacy Netting $174K in Naples

Naples, FL Established 1993 3.1x SDE

Healthcare

Asking price

$539K

Annual revenue

$2.06M

Cash flow (SDE)

$174K

Profit margin

Key insights

Operating since 1993 · 33 years of history

Team of 12 staff in place

Owner-operator role with transition support

Business overview

This pharmacy business has operated continuously since 1993 and enjoys strong repeat business. A capable manager runs daily operations, and the staff is expected to remain in place through a transition. Performance has been consistent year over year, with the most recent period among the strongest in the company's history. A qualified buyer can step into stable cash flow from day one.

Detailed information

Financials

Asking price$539K

Gross revenue$2.06M

Cash flow (SDE)$174K

Profit margin8%

Valuation multiple3.1x SDE

FF&E included$94K

Inventory included$54K

Seller financingCash / SBA

Real estate

Real estateLeased

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2024

2025

Revenue 2025$2.06M+8% YoY

SDE 2025$174K+25% YoY

Reason for selling

Seller is pursuing another business venture and wants a clean transition.

Support & training

Comprehensive 4-week transition included; seller open to a longer consulting arrangement.

Facilities

Housed in a 3,560 sq ft commercial space with room to expand operations.

Location

Naples, FL

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Pharmacy Netting $174K in Naples · $539K

From this listing:Asking $539,000Revenue $2,063,000Cash flow (SDE) $174,000

Offer price

$295K$865K

Asking price is $539K. Type an offer or drag to model one.

Down payment

· $53,900

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$85K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$33,813

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

50.2%

Strong

Debt coverage (DSCR)

1.42x

Acceptable

Loan payment

$6,682/mo

$80,187 / year

Cash to close

$67,375

$53,900 down + est. fees

Implied multiple

3.1x

vs 3.1x asking

Payback period

2.0 yrs

to recoup your cash

How the earnings are splitof $114,000 earnings

$80,187$33,813

Debt serviceYour cash flow

1.42x debt coverage 50% cash-on-cash 3.1x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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Area & market intelligence

Area demographics

Median household income

$85K

Median age

56 yrs

Population

22,000

Population trend

+4%

since 2021

Naples, FL · Source: AI estimate (Claude) · general knowledge.

How this compares (Healthcare · Naples, FL)

AI estimate

AI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.

Gross revenueThis listing: $2.06M · near the median

Low $1.2MMedian $2M