Home ServicesSeller financing
Home Services Company Netting $827K in Charleston
Charleston, WV Established 1989 3.0x SDE
Home ServicesAsking price
$2.46M
Annual revenue
$3.41M
Cash flow (SDE)
$827K
Profit margin
24%
Key insights
Operating since 1989 · 37 years of history
Team of 13 staff in place
Seller financing available for qualified buyers
Owner-operator role with transition support
Business overview
A profitable home services operation serving the greater Charleston market since 1989. A capable manager runs daily operations, and the staff is expected to remain in place through a transition.
Detailed information
Financials
Asking price$2.46M
Gross revenue$3.41M
Cash flow (SDE)$827K
Profit margin24%
Valuation multiple3.0x SDE
FF&E included$638K
Seller financingAvailable
Real estate
Real estateLeased
Building size4,940 sq ft
Financial performance
Revenue Cash flow (SDE)Seller-provided · unaudited
2023
2024
2025
Revenue 2025$3.41M+5% YoY
SDE 2025$827K+4% YoY
Seller financing
Up to 40% carried at 6.5% over 3 years for qualified buyers.
Reason for selling
Partners are divesting to focus on other holdings.
Support & training
2 weeks of training included in the sale price; extended support negotiable.
Facilities
The business occupies a 4,940 sq ft commercial space; the space is well-maintained and fully equipped.
Location
Charleston, WV
Approximate areaOpen in OpenStreetMap →
Analyze this deal
Will the numbers work for you?
Deal Analyzer
Modeling Home Services Company Netting $827K in Charleston · $2.46M
From this listing:Asking $2,458,000Revenue $3,406,000Cash flow (SDE) $827,000
$
$1.35M$3.94M
Asking price is $2.46M. Type an offer or drag to model one.
%
· $245,8005%50%
SBA 7(a) acquisition loans typically require ~10% down.
%
6%16%
yr
5 yr25 yr
SBA business-acquisition loans are usually 10 years.
$
$0$415K
A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.
Your annual cash flow after debt service
$341,323
Seller's discretionary earnings, minus annual loan payments and any manager salary
Cash-on-cash
111.1%
Strong
Debt coverage (DSCR)
1.93x
Healthy
Loan payment
$30,473/mo
$365,677 / year
Cash to close
$307,250
$245,800 down + est. fees
Implied multiple
3.0x
vs 3.0x asking
Payback period
0.9 yrs
to recoup your cash
How the earnings are splitof $707,000 earnings
$365,677$341,323
Debt serviceYour cash flow
1.93x debt coverage 111% cash-on-cash 3.0x SDE · at asking
Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.
Open the full Deal AnalyzerArea & market intelligence
Area demographics
Median household income
$54K
Median age
42 yrs
Population
48,000
Population trend
-4%
since 2021
Charleston, WV · Source: AI estimate (Claude) · general knowledge.
How this compares (Home Services · Charleston, WV)
AI estimateAI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.
Gross revenueThis listing: $3.41M · above the median
Low $2M
Financial documents & data room
Data room, behind an NDA
The documents below open to qualified buyers in the secure data room after a signed NDA.
Profit & loss statements (3 yr)
Federal tax returns
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Asking price
$2.46M
