Home ServicesSeller financing

Established Pest Control Company with Seller Financing Available

Cincinnati, OH Established 2006 2.4x SDE

Home Services

Asking price

$529K

Annual revenue

$880K

Cash flow (SDE)

$225K

Profit margin

26%

Key insights

Operating since 2006 · 20 years of history

Team of 5 staff in place

Seller financing available for qualified buyers

Owner-operator role with transition support

Business overview

Established in 2006, this pest control business has built a loyal customer base in the Cincinnati area. A capable manager runs daily operations, and the staff is expected to remain in place through a transition. What began as a small operation in 2006 has grown steadily through referrals, repeat customers, and a reputation for doing the job right. Systems, vendor relationships, and an experienced team are all in place for a smooth handover. Performance has been consistent year over year, with the most recent period among the strongest in the company's history. Opportunities of this quality and tenure rarely come to market in this category.

Detailed information

Financials

Asking price$529K

Gross revenue$880K

Cash flow (SDE)$225K

Profit margin26%

Valuation multiple2.4x SDE

FF&E included$64K

Seller financingAvailable

Real estate

Real estateLeased

Building size810 sq ft

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2021

2022

2023

2024

2025

Seller financing

Seller will carry 50% at 7% interest, 3-year note, for a well-qualified buyer.

Reason for selling

Owner is scaling back for health-and-lifestyle reasons and will assist with a full transition.

Support & training

8 weeks of training included in the sale price; extended support negotiable.

Facilities

Housed in a 810 sq ft commercial space with room to expand operations.

Competition

Competition exists from regional operators, but the company's reputation and tenure provide a durable advantage.

Growth & expansion

Growth opportunities include expanded digital marketing, added service lines, and extended hours.

Location

Cincinnati, OH

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Established Pest Control Company with Seller Financing Available · $529K

From this listing:Asking $529,000Revenue $880,000Cash flow (SDE) $225,000

Offer price

$290K$850K

Asking price is $529K. Type an offer or drag to model one.

Down payment

· $52,900

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$115K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$86,301

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

130.5%

Strong

Debt coverage (DSCR)

2.10x

Healthy

Loan payment

$6,558/mo

$78,699 / year

Cash to close

$66,125

$52,900 down + est. fees

Implied multiple

2.4x

vs 2.4x asking

Payback period

0.8 yrs

to recoup your cash

How the earnings are splitof $165,000 earnings

$78,699$86,301

Debt serviceYour cash flow

2.10x debt coverage 131% cash-on-cash 2.4x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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