EducationSeller financing

Established Driving School with Seller Financing Available

Asheville, NC Established 2019 3.1x SDE

Education

Asking price

$230K

Annual revenue

$370K

Cash flow (SDE)

$74K

Profit margin

20%

Key insights

Operating since 2019 · 7 years of history

Team of 3 staff in place

Seller financing available for qualified buyers

Owner-operator role with transition support

Business overview

Rare opportunity to acquire a driving school business with 7 years of operating history in a growing market. The Asheville market continues to grow, and demand for driving school services has remained resilient through economic cycles. Systems, vendor relationships, and an experienced team are all in place for a smooth handover. Service offerings have been refined over the years to focus on the most profitable lines of work. The company has expanded its service area gradually over time and now serves customers throughout the surrounding counties. Performance has been consistent year over year, with the most recent period among the strongest in the company's history. The fundamentals are in place for a new owner to grow well beyond current levels.

Detailed information

Financials

Asking price$230K

Gross revenue$370K

Cash flow (SDE)$74K

Profit margin20%

Valuation multiple3.1x SDE

FF&E included$20K

Seller financingAvailable

Real estate

Real estateLeased

Building size1,310 sq ft

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2021

2022

2023

2024

2025

Seller financing

Open to financing 25% of the price over 7 years at 8% with an acceptable down payment.

Reason for selling

Seller is pursuing another business venture and wants a clean transition.

Support & training

Seller will provide 3 weeks of on-site training and transition support.

Facilities

Housed in a 1,310 sq ft commercial space with room to expand operations.

Competition

Competition exists from regional operators, but the company's reputation and tenure provide a durable advantage.

Growth & expansion

A new owner could grow by adding outside sales, pursuing commercial contracts, and increasing marketing spend.

Location

Asheville, NC

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Established Driving School with Seller Financing Available · $230K

From this listing:Asking $230,000Revenue $370,000Cash flow (SDE) $74,000

Offer price

$125K$370K

Asking price is $230K. Type an offer or drag to model one.

Down payment

· $23,000

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$40K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$-20,217

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

-70.3%

Negative

Debt coverage (DSCR)

0.41x

Tight

Loan payment

$2,851/mo

$34,217 / year

Cash to close

$28,750

$23,000 down + est. fees

Implied multiple

3.1x

vs 3.1x asking

Payback period

cash flow negative

How the earnings are splitof $14,000 earnings

$34,217

Debt serviceYour cash flow

0.41x debt coverage -70% cash-on-cash 3.1x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

Open the full Deal Analyzer

Area & market intelligence

Area demographics

Median household income

$58K

Median age

40 yrs

Population

95,000

Population trend

+5%

since 2021

Asheville, NC · Source: AI estimate (Claude) · general knowledge.

How this compares (Education · Asheville, NC)

AI estimate

AI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.

Gross revenueThis listing: $370K · above the median

Low $180K