EducationSeller financing

Established Driving School Operating Since 2012

Louisville, KY Established 2012 2.7x SDE

Education

Asking price

$170K

Annual revenue

$223K

Cash flow (SDE)

$62K

Profit margin

28%

Key insights

Operating since 2012 · 14 years of history

Team of 1 staff in place

Seller financing available for qualified buyers

Owner-operator role with transition support

Business overview

Rare opportunity to acquire a driving school business with 14 years of operating history in a growing market. The current owner works a normal full-time schedule and focuses on quoting, scheduling, and customer relationships. Financial records are well organized and will support lender due diligence, including SBA financing. Ideal for a hands-on owner, or as an add-on acquisition for a regional player.

Detailed information

Financials

Asking price$170K

Gross revenue$223K

Cash flow (SDE)$62K

EBITDA$53K

Profit margin28%

Valuation multiple2.7x SDE

Seller financingAvailable

Real estate

Real estateLeased

Building size1,360 sq ft

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2023

2024

2025

Revenue 2025$223K+8% YoY

SDE 2025$62K+11% YoY

Seller financing

Seller will carry 20% at 7.5% interest, 5-year note, for a well-qualified buyer.

Reason for selling

Owner is scaling back for health-and-lifestyle reasons and will assist with a full transition.

Support & training

Seller offers 4 weeks of hands-on training, with phone support for 6 months after closing.

Facilities

The business occupies a 1,360 sq ft commercial space; the space is well-maintained and fully equipped.

Growth & expansion

Untapped opportunities include e-commerce, service agreements, and referral partnerships.

Location

Louisville, KY

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Established Driving School Operating Since 2012 · $170K

From this listing:Asking $170,000Revenue $223,000Cash flow (SDE) $62,000

Offer price

$90K$275K

Asking price is $170K. Type an offer or drag to model one.

Down payment

· $17,000

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$40K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$-23,291

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

-109.6%

Negative

Debt coverage (DSCR)

0.08x

Tight

Loan payment

$2,108/mo

$25,291 / year

Cash to close

$21,250

$17,000 down + est. fees

Implied multiple

2.7x

vs 2.7x asking

Payback period

cash flow negative

How the earnings are splitof $2,000 earnings

$25,291

Debt serviceYour cash flow

0.08x debt coverage -110% cash-on-cash 2.7x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

Open the full Deal Analyzer

Area & market intelligence

Area demographics

Median household income

$62K

Median age

38 yrs

Population

625,000

Population trend

+2%

since 2021

Louisville, KY · Source: AI estimate (Claude) · general knowledge.

How this compares (Education (tutoring/learning center) · Louisville, KY)

AI estimate

AI-estimated comparable ranges from general market knowledge · as of 2026-08-04 · AI estimate (Claude) · general market knowledge. Reference only, not verified market data or a valuation.

Gross revenueThis listing: $223K · near the median

Low $130K