Dessert ShopSeller financing

Established Dessert Shop Grossing $686K Annually

Springfield, MO Established 1988 2.8x SDE

Dessert Shop

Asking price

$341K

Annual revenue

$686K

Cash flow (SDE)

$123K

Profit margin

18%

Key insights

Operating since 1988 · 38 years of history

Team of 7 staff in place

Seller financing available for qualified buyers

Owner-operator role with transition support

Business overview

This well-run dessert shop company has served Springfield and surrounding communities since 1988. Vendor and supplier relationships are long-standing, with favorable terms that a new owner will step into. A capable manager runs daily operations, and the staff is expected to remain in place through a transition. The business generates dependable cash flow with margins at or above industry benchmarks. A balanced mix of one-time projects and repeat engagements smooths revenue through the year and reduces seasonality risk. A qualified buyer can step into stable cash flow from day one.

Detailed information

Financials

Asking price$341K

Gross revenue$686K

Cash flow (SDE)$123K

Profit margin18%

Valuation multiple2.8x SDE

Seller financingAvailable

Real estate

Real estateLeased

Building size1,340 sq ft

Rent$2K/mo

Financial performance

Revenue Cash flow (SDE)Seller-provided · unaudited

2024

2025

Revenue 2025$686K+6% YoY

SDE 2025$123K+1% YoY

Seller financing

Up to 30% carried at 7.5% over 7 years for qualified buyers.

Reason for selling

After 38 years, the owner is ready to pass the business to its next operator.

Support & training

Comprehensive 2-week transition included; seller open to a longer consulting arrangement.

Facilities

Housed in a 1,340 sq ft commercial space with room to expand operations.

Competition

The local market is fragmented; this business is among the most established names in its trade area.

Growth & expansion

Expansion potential through a second location, added staff, and deeper penetration of nearby markets.

Location

Springfield, MO

Approximate areaOpen in OpenStreetMap →

Analyze this deal

Will the numbers work for you?

Deal Analyzer

Modeling Established Dessert Shop Grossing $686K Annually · $341K

From this listing:Asking $341,000Revenue $686,000Cash flow (SDE) $123,000

Offer price

$185K$550K

Asking price is $341K. Type an offer or drag to model one.

Down payment

· $34,100

5%50%

SBA 7(a) acquisition loans typically require ~10% down.

Loan interest rate

6%16%

Loan term

5 yr25 yr

SBA business-acquisition loans are usually 10 years.

Owner / manager salary

$0$60K

A market salary for whoever runs the business day-to-day, subtracted from earnings to show true profit. Set to $0 if you will owner-operate.

Your annual cash flow after debt service

$12,269

Seller's discretionary earnings, minus annual loan payments and any manager salary

Cash-on-cash

28.8%

Strong

Debt coverage (DSCR)

1.24x

Tight

Loan payment

$4,228/mo

$50,731 / year

Cash to close

$42,625

$34,100 down + est. fees

Implied multiple

2.8x

vs 2.8x asking

Payback period

3.5 yrs

to recoup your cash

How the earnings are splitof $63,000 earnings

$50,731

Debt serviceYour cash flow

1.24x debt coverage 29% cash-on-cash 2.8x SDE · at asking

Estimates for illustration only, based on the listed SDE and your assumptions. Closing costs are estimated at ~2.5% of price for fees and working capital. Actual loan terms, taxes, and earnings will differ. This is not financial advice. Verify all figures in diligence and consult qualified advisors.

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